Deleted terms of my policy from internet and didn't honor my copy that was posted before the delete

I had a policy for hospital, and prescriptions along with a life and dental policy. I needed surgery and submitted copies of my policy to surgeon and surgery center, I WAS COVERED. After the surgery the ADCAHB plan refused to pay, because it wasn't covered. I brought in a copy of the policy I copied and they showed me another policy, mine was deleted. The agent said ADCAHB would honor my copy, 6 months later and over 20 phone calls and 2 office visits, they refused payment and sent my account to a collection agency. I am in medical school and could not lose my good credit for the next 8 years of loans. My loss was over $2000.00(but they did pay for the antibiotics $4.00)
View full review
ID
#439103 Review #439103 is a subjective opinion of poster.
Location
Miami, Florida
Loss
$2000
New Reviewer

Took our money and provided no service. Terrible

We signed up, never received insurance, they deducted money from our account, but never provided any coverage. The agent never returns phone cals or emails and is completely useless. Another employee had a nasty attitude when I tried to explain our situation and my displeasure. I have never received this poor of service in my life. I would strongly recommend staying away from these people at all costs. There really isn't much more that need be said but the requirement for this site is a minimum of 100 words so I will continue to type long enough to get there.
View full review
ID
#280048 Review #280048 is a subjective opinion of poster.
Location
Naples, Florida
Loss
$5
New Reviewer

Adams World - ADCAHB- Coral Springs

I was given in writing a quote for health & dental insurance. After activation I found out that the charges for the quoted insurance was 20% higher than on the written quote, plus they did not include the promised dental plan. On top of it they slammed me with a life insurance policy that i neither authorized nor ordered. I have spoken to management to no avail... I found that the dental insurance was never issued when I brought my daughter to the dentist. All this (well most of it...) could have been prevented. I contacted the sales agent on 10/25/10 he promised me he would take care of it and that it was a simple mistake in Jacksonville. I explained to him that i needed to know as soon as possible in case i needed to re-instate my old policy which i only had til 10/29/10 to do so. He promised a call that i never got. On 10/28, on my way to the airport for a business trip, i called again, explained the urgency of the issue, and again he promised me he would take care of it immediately and not to worry. I explained again that i needed to know by the next day or i wouldn't be able to re-instate my old policy, again, he promised to call, but i never got the call. The following monday, after i could not re-instate the policy. he explained to me that he had quoted me wrong, and that the policy price he provided was for a policy with $2,500 deductible, and not the one with $250 deductible on the written quote. A few days later i received a life insurance policy issued by them that i did not order. and finally contacted blue cross/blue shield to find out about my dental insurance, and found out that one was never issued. Please help. This is a clear case of bait and switch. I'm afraid they are also slamming others as they did me. Management doesn't seem to care. I called spoke to Stacey Zeitin?? and also to Naidine. I asked Naidine last week, (wednesday or thursday) for a call back, so they would explain what is it that i currently have (or don't) and have not heard back from anyone there. As for the agent. Edward Hernandez... I don't want to communicate with since he completely lied, was deceptive & negligent in handling my issue. You can contact me at: alex@***.com
View full review
4 comments
#709124

Agents associated with Adcahb are independent 1099 "contractors" each individually contracted with Florida Blue through Adcahb, a Contracting General Agency. As such, independent contracted agents are not employees of Adcahb and thus, any reference to Adcahb in this review is both inaccurate and misleading.

Further, the "packaging" of insurance products under a "single sale" is not permitted by the Florida Department of Financial Services and is not permitted in the Adcahb business practices. The bottom line is, the actions referenced in this review are those of an independent contractor.

#327748

Not surprised to see these. i would suggest you guys call the florida department of financial services... their number is (850) 413-****.

They didn't help me but, after they hear complaints from others, the may investigate

Good luck!

#327715

Going through the process with these people right now. A complete scam. Nothing they tell you will happen so don't bother to go through the process.

Stay away from them!!!!!

#293950

I also was quoted insurance from BC/BS. Once we did the medical questionaire, my husband was turned down for the insurance for pre-existing conditions and my coverage was going to be limited again due to pre-existing conditions.

I chose not to accept the insurance at all. I have been getting a FL Life deduction from my bank account that I never authorized. I tried to contact the agent and just found out 6 months later that he is no longer employed there.

Funny his name is still included in the contact list. Let's see if Nadine can help me resolve this....

View more comments (3)
ID
#207471 Review #207471 is a subjective opinion of poster.
Location
Indiantown, Florida

Why Trust Reviews on PissedConsumer?

  • Professional auto and live moderation
  • 100% user-generated content
  • Equal opportunity and protection
  • Zero tolerance for fake reviews
  • Verified content

For more information read Blog article